em {
    font-style: italic;
    color: #15808D;
    font-size: large;
}


/*--------------------------------------------------------------
# Starting Hero Section
--------------------------------------------------------------*/

#herostart {
    width: 100%;
    height: 50vh;
    position: relative;
    background: url("../img/retiring/retiring-hero.jpg") center bottom;
    background-size: cover;
    margin-bottom: -50px;
    z-index: 1;
    padding: 0;
}

#herostart:before {
    content: "";
    background: linear-gradient(180deg, rgba(0, 70, 0, 0.1), rgba(0, 0, 0, 0.9));
    position: absolute;
    bottom: 0;
    top: 0;
    left: 0;
    right: 0;
}

#herostart .container {
    z-index: 2;
}

#herostart .btn-scroll {
    transition: 0.4s;
    color: rgba(255, 255, 255, 0.6);
    animation: up-down 1s ease-in-out infinite alternate-reverse both;
}
  
#herostart .btn-scroll i {
    font-size: 48px;
    text-align: center;
}
  
#herostart .btn-scroll:hover {
    color: #ffb727;
}

#herostart h1 {
    margin: 0 0 10px 0;
    font-size: 48px;
    font-weight: 500;
    line-height: 56px;
    color: #fff;
}

#herostart h2 {
    color: #fff;
    margin-bottom: 15px;
    padding-bottom: 15px;
    font-size: 38px;
    font-weight: 500;
    position: relative;
}

#herostart h2:after {
    content: "";
    position: absolute;
    display: block;
    width: 80px;
    height: 3px;
    background: #15808d;
    left: 0;
    right: 0;
    bottom: 0;
    margin: auto;
  }

#herostart p {
    color: #fff;
    font-size: 18px;
    font-weight: 300;
    position: relative;
}

#herostart .get-started-icon {
    font-size: 24px;
    background: #f07f09;
    padding: 14px;
    color: #fff;
    border-radius: 50px;
    position: relative;
    z-index: 5;
    box-shadow: 10px 2px 15px rgba(0, 0, 0, 0.1);
}

#herostart .btn-get-started {
    font-family: "New Hero", sans-serif;
    letter-spacing: 1px;
    display: inline-block;
    transition: 2s;
    padding: 8px 26px 8px 26px;
    color: #fff;
    background: rgba(241, 90, 34, 0.9);
    border: 0px solid  rgba(241, 90, 34, 0.9);
    border-radius: 50px;
    position: relative;
    z-index: 4;
}

#herostart .btn-get-started:hover {
    background: #f07f09;
}

@media (min-width: 1024px) {
    #herostart {
        background-attachment: fixed;
    }
}

@media (max-width: 1024px),
(max-height: 768px) {
    #herostart {
        margin-bottom: -90px;
        height: 60vh;
    }
}

@media (max-width: 768px) {
    #herostart {
        height: 80vh;
        margin-bottom: -40px;
    }
    #herostart h1 {
        font-size: 28px;
        line-height: 36px;
    }
    #herostart h2 {
        font-size: 24px;
        line-height: 24px;
        margin-bottom: 30px;
    }
}

@media (max-height: 640px) {
    #herostart {
        height: 60vh;
    }
}



/*-------------------------------------------------------------
#Retiring
-------------------------------------------------------------*/
/*--------------------------------------------------------------
# Financial Future
--------------------------------------------------------------*/

.retiringfuture {
    overflow: hidden;
}

.retiringfuture .section {
    background: #ffffff;
}

.retiringfuture h3 {
    color: #124e57;
    padding-top: 10px;
}

.retiringfuture .nav-tabs {
    border-bottom: none;
}

.retiringfuture .nav-tabs .icon {
    font-size: 24px;
    position: absolute;
    right: 10px;
    left: 40px;
    color: #124e57;
}

.retiringfuture .tab-pane img {
    float: right;
    max-width: 350px;
    padding: none;
    background-size: cover;
    border-radius: 50%;
    width: 200px;
    height: 200px;
}

.retiringfuture .nav-link {
    border: 0;
    padding: 12px 15px 12px 0;
    transition: 0.3s;
    color: #777777;
    border-radius: 0;
    border-right: 2px solid #777777;
    font-weight: 600;
    font-size: 18px;
}

.retiringfuture .nav-link:hover {
    color: #124e57;
}

.retiringfuture .nav-link.active {
    color: #F37344;
    border-color: #F37344;
}

.retiringfuture .tab-pane.active {
    -webkit-animation: fadeIn 0.5s ease-out;
    animation: fadeIn 0.5s ease-out;
}

.retiringfuture .details h3 {
    font-size: 24px;
    font-weight: 500;
    margin-bottom: 20px;
    color: #333333;
    padding-top: 0px;
}

.retiringfuture .details p {
    color: #333333;
}

.retiringfuture .details .description {
    color: #333333;
    background-color: rgba(21, 128, 141, 0.3);
    padding: 8px;
    border-radius: 5px;
}

.retiringfuture .details a {
    color: #F37344;
}

.retiringfuture .details a:hover {
    color: #124e57;
    cursor: pointer;
}

.retiringfuture .details ul {
    color: #333333;
}

.retiringfuture .details ul a {
    color: #F37344;
}

.retiringfuture .details p:last-child {
    margin-bottom: 0;
}

@media (max-width: 992px) {
    .retiringfuture .nav-link {
        border: 0;
        padding: 15px;
    }
    .retiringfuture .nav-link.active {
        color: #fff;
        background: #124e57;
    }
    .retiringfuture .tab-pane img {
        float: none;
        max-width: 350px;
        padding: none;
        margin-left: 10px;
        margin-bottom: 10px;
        background-size: cover;
        border-radius: 50%;
        width: 350px;
        height: 350px;
    }
    .retiringfuture h3 {
        border-top: #124E57 solid 1px;
        font-size: 18px;
        font-weight: 500;
    }
    .retiringfuture .details h3 {
        padding-top: 12px;
    }
}

@media (max-width: 768px)
{
       .retiringfuture .nav-link {
        border: 0;
        padding: 15px;
    }
    .retiringfuture .nav-link.active {
        color: #fff;
        background: #124e57;
    }
    .retiringfuture .tab-pane img {
        float: none;
        max-width: 350px;
        padding: none;
        margin-left: 10px;
        margin-bottom: 10px;
        background-size: cover;
        border-radius: 50%;
        width: 350px;
        height: 350px;
    }
    .retiringfuture h3 {
        border-top: #124E57 solid 1px;
        font-size: 18px;
        font-weight: 500;
    }
    .retiringfuture .details h3 {
        padding-top: 12px;
    }
}






/*--------------------------------------------------------------
# Starting
--------------------------------------------------------------*/

.starting {
    padding: 0 0 30px 0;
    position: relative;
    z-index: 3;
}

.starting .section-bg {
    background-color: #eaeaea;
}

.starting .content {
    padding: 40px 30px;
    background: #15808D;
    border-radius: 4px;
    color: #fff;
}

.starting .content h3 {
    font-weight: 600;
    font-size: 32px;
    margin-bottom: 30px;
}

@media (max-width: 768px) {
    .starting .content h3 {
        font-size: 28px;
    }
    }

.starting .content p {
    margin-bottom: 30px;
}

.starting .content .more-btn {
    display: inline-block;
    background: rgba(241, 90, 34, 0.9);
    padding: 16px 30px 15px 30px;
    color: #fff;
    border-radius: 30px;
    height: 60px;
    transition: all ease-in-out 0.4s;
}

.starting .content .more-btn i {
    font-size: 14px;
}

.starting .content .more-btn:hover {
    color: #fff;
    background: #F69521;
}

.starting .icon-boxes .icon-box {
    text-align: center;
    border-radius: 10px;
    background: #fff;
    box-shadow: 0px 2px 15px rgba(0, 0, 0, 0.1);
    padding: 40px 30px;
    width: 100%;
    border: 1px solid #fff;
}

.starting .icon-boxes .icon-box:hover {
    text-align: center;
    border-radius: 10px;
    background: #fff;
    box-shadow: 0px 2px 15px rgba(0, 0, 0, 0.1);
    padding: 40px 30px;
    width: 100%;
    border: 1px solid #15808D;
}

.starting .icon-boxes .icon-box i {
    font-size: 40px;
    color: #15808D;
    margin-bottom: 30px;
}

.starting .icon-boxes .icon-box h4 {
    font-size: 18px;
    font-weight: 600;
    margin: 0 0 30px 0;
    color: #15808D;
}

.starting .icon-boxes .icon-box a {
    color: #15808D;
}

.starting .icon-boxes .icon-box p {
    font-size: 15px;
    color: #716f6f;
}


/*--------------------------------------------------------------
# Decisions
--------------------------------------------------------------*/

.decisions .section {
    background: #eaeaea;
}

.decisions .icon-box a {
    color: #15808D;
}

.decisions .icon-boxes h4 {
    font-size: 18px;
    color: #7f6d68;
    margin-bottom: 15px;
}

.decisions .icon-boxes h3 {
    font-size: 28px;
    font-weight: 700;
    color: #554945;
    margin-bottom: 15px;
}

.decisions .icon-box {
    margin-top: 40px;
}

.decisions .icon-box .icon {
    float: left;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 64px;
    height: 64px;
    border: 2px solid #15808D;
    border-radius: 50px;
    transition: 0.5s;
    background: #fff;
}

.decisions .icon-box .icon i {
    color: #15808D;
    font-size: 32px;
}

.decisions .icon-box:hover .icon {
    background: #15808D;
    border-color: #15808D;
}

.decisions .icon-box:hover .icon i {
    color: #fff;
}

.decisions .icon-box .title {
    margin-left: 85px;
    font-weight: 700;
    margin-bottom: 10px;
    font-size: 18px;
}

.decisions .icon-box .title a {
    color: #343a40;
    transition: 0.3s;
}

.decisions .icon-box .title a:hover {
    color: #15808D;
}

.decisions .icon-box .description {
    margin-left: 85px;
    line-height: 24px;
    font-size: 14px;
    color: #777777;
}

.decisions .icon-box ul li {
    margin-left: 85px;
    line-height: 24px;
    font-size: 14px;
    color: #777777;
}

.decisions .testimonial-item p {
    font-style: italic;
    margin: 0 auto 15px auto;
    color: #eee;
}

.decisions .icon-box .description a {
    color: #F37344;
    font-weight: 400;
}

.decisions .icon-box .description a:hover {
    cursor: pointer;
    font-weight: 600;
}

.decisions .video-box {
    background: url("../img/retiring/retiring-1.jpg") center center no-repeat;
    background-size: cover;
    border-radius: 50%;
    width: 420px;
    height: 420px;
}

.decisions .play-btn {
    width: 94px;
    height: 94px;
    background: radial-gradient(#15808D 50%, rgba(94, 169, 148, 0.4) 52%);
    border-radius: 50%;
    display: block;
    position: absolute;
    left: calc(50% - 47px);
    top: calc(50% - 47px);
    overflow: hidden;
}

.decisions .play-btn::after {
    content: "";
    position: absolute;
    left: 50%;
    top: 50%;
    transform: translateX(-40%) translateY(-50%);
    width: 0;
    height: 0;
    border-top: 10px solid transparent;
    border-bottom: 10px solid transparent;
    border-left: 15px solid #fff;
    z-index: 100;
    transition: all 400ms cubic-bezier(0.55, 0.055, 0.675, 0.19);
}

.decisions .play-btn::before {
    content: "";
    position: absolute;
    width: 120px;
    height: 120px;
    -webkit-animation-delay: 0s;
    animation-delay: 0s;
    -webkit-animation: pulsate-btn 2s;
    animation: pulsate-btn 2s;
    -webkit-animation-direction: forwards;
    animation-direction: forwards;
    -webkit-animation-iteration-count: infinite;
    animation-iteration-count: infinite;
    -webkit-animation-timing-function: steps;
    animation-timing-function: steps;
    opacity: 1;
    border-radius: 50%;
    border: 5px solid rgba(94, 169, 148, 0.7);
    top: -15%;
    left: -15%;
    background: rgba(198, 16, 0, 0);
}

.decisions .play-btn:hover::after {
    border-left: 15px solid #15808D;
    transform: scale(20);
}

.decisions .play-btn:hover::before {
    content: "";
    position: absolute;
    left: 50%;
    top: 50%;
    transform: translateX(-40%) translateY(-50%);
    width: 0;
    height: 0;
    border: none;
    border-top: 10px solid transparent;
    border-bottom: 10px solid transparent;
    border-left: 15px solid #fff;
    z-index: 200;
    -webkit-animation: none;
    animation: none;
    border-radius: 0;
}

@-webkit-keyframes pulsate-btn {
    0% {
        transform: scale(0.6, 0.6);
        opacity: 1;
    }
    100% {
        transform: scale(1, 1);
        opacity: 0;
    }
}

@keyframes pulsate-btn {
    0% {
        transform: scale(0.6, 0.6);
        opacity: 1;
    }
    100% {
        transform: scale(1, 1);
        opacity: 0;
    }
}

@media (min-width: 1024px) {
    .decisions .video-box {
        width: 420px;
        height: 420px;
    }
}

@media (max-width: 1024px),
(max-height: 768px) {
    .decisions .video-box {
        width: 350px;
        height: 350px;
    }
}

@media (max-width: 768px) {
    .decisions .video-box {
        width: 350px;
        height: 350px;
    }
}

@media (max-height: 640px) {
    .decisions .video-box {
        width: 350px;
        height: 350px;
    }
}


/*--------------------------------------------------------------
# Decision1
--------------------------------------------------------------*/

.decision1 .section {
    background: #ffffff;
}

.decision1 .content h2 {
    font-weight: 500;
    font-size: 42px;
    line-height: 60px;
    margin-bottom: 20px;
    text-transform: none;
    color: #15808D;
}

.decision1 .content h3 {
    font-weight: 500;
    line-height: 32px;
    font-size: 24px;
    color: #15808D;
}

.decision1 img {
    float: right;
    max-width: 350px;
    padding: none;
    background-size: cover;
    border-radius: 50%;
    width: 350px;
    height: 350px;
}

.decision1 .content ul {
    list-style: none;
    padding: 0;
}

.decision1 .content ul li {
    padding: 10px 0 0 28px;
    position: relative;
}

.decision1 .content ul i {
    left: 0;
    top: 7px;
    position: absolute;
    font-size: 20px;
    color: #15808D;
}

.decision1 .content ul a {
    color: #15808D;
}

.decision1 .content p:last-child {
    margin-bottom: 0;
}


/*--------------------------------------------------------------
# Decision2
--------------------------------------------------------------*/

.decision2 .section {
    background: #777777;
}

.decision2 .content h2 {
    font-weight: 500;
    font-size: 42px;
    line-height: 60px;
    margin-bottom: 20px;
    text-transform: none;
    color: #15808D;
}

.decision2 .content h3 {
    font-weight: 500;
    line-height: 32px;
    font-size: 24px;
    color: #15808D;
}

.decision2 .content ul {
    list-style: none;
    padding: 0;
}

.decision2 .content ul li {
    padding: 10px 0 0 28px;
    position: relative;
}

.decision2 .content ul i {
    left: 0;
    top: 7px;
    position: absolute;
    font-size: 20px;
    color: #15808D;
}

.decision2 .content ul a {
    color: #15808D;
}

.decision2 .content p:last-child {
    margin-bottom: 0;
}


/*--------------------------------------------------------------
# Services1
--------------------------------------------------------------*/

.services1 .icon-box {
    padding: 50px 20px;
    margin-top: 35px;
    margin-bottom: 25px;
    text-align: center;
    height: 250px;
    position: relative;
    background: #fff;
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center center;
    box-shadow: 0px 2px 15px rgba(0, 0, 0, 0.1);
    border-radius: 10px;
}

.services1 .icon {
    position: absolute;
    top: -36px;
    left: calc(50% - 36px);
    transition: 0.2s;
    border-radius: 50%;
    ;
    display: flex;
    justify-content: center;
    align-items: center;
    flex-direction: column;
    text-align: center;
    width: 72px;
    height: 72px;
    background: #15808D;
}

.services1 .icon i {
    color: #fff;
    font-size: 24px;
    line-height: 0;
}

.services1 .title {
    font-weight: 700;
    margin-bottom: 15px;
    font-size: 20px;
    text-transform: uppercase;
}

.services1 .title a {
    color: #343a40;
}

.services1 .icon-box:hover .icon {
    background: #fff;
    border: 2px solid #15808D;
}

.services1 .icon-box:hover .icon i {
    color: #15808D;
}

.services1 .icon-box:hover .title a {
    color: #ffffff;
}

.services1 .icon-box-body {
    z-index: 10;
    background: rgba(255, 255, 255, 0.8);
    padding: 15px 30px;
    box-shadow: 0px 2px 15px rgb(0 0 0 / 10%);
    transition: ease-in-out 0.4s;
    border-radius: 5px;
}

.services1 .icon-box-body:hover {
    background: #15808D;
    color: #fff;
}


/*--------------------------------------------------------------
# Starting Cards 
--------------------------------------------------------------*/

.start .card {
    border: 0;
    padding: 60px 20px 20px 20px;
    position: relative;
    width: 100%;
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center center;
    border-radius: 10px;
}

.start .card-body {
    z-index: 5;
    background: rgba(255, 255, 255, 0.7);
    padding: 15px 30px;
    box-shadow: 0px 2px 15px rgba(0, 0, 0, 0.1);
    transition: 0.3s;
    transition: ease-in-out 0.4s;
    border-radius: 5px;
}

.start .card-title {
    font-weight: 700;
    text-align: center;
    margin-bottom: 15px;
}

.start .card-title a {
    color: #473d3a;
}

.start .card-title a:hover {
    cursor: pointer;
}

.start .card-text {
    color: #4b4949;
}

.start .read-more a {
    color: #F37344;
    text-transform: none;
    font-weight: 600;
    font-size: 12px;
    transition: 0.4s;
}

.start .read-more a:hover {
    text-decoration: underline;
    cursor: pointer;
}

.start .card:hover .card-body {
    background: #15808D;
}

.start .card:hover .read-more a,
.start .card:hover .card-title,
.start .card:hover .card-title a,
.start .card:hover .card-text {
    color: #ffffff;
}


/*--------------------------------------------------------------
# F.A.Q
--------------------------------------------------------------*/

.faq .faq-list {
    padding: 0 100px;
}

.faq .faq-list ul {
    padding: 0;
    list-style: none;
}

.faq .faq-list li+li {
    margin-top: 15px;
}

.faq .faq-list li {
    padding: 20px;
    background: #fff;
    border-radius: 4px;
    position: relative;
}

.faq .faq-list a {
    display: block;
    position: relative;
    font-family: "Open Sans", sans-serif;
    font-size: 18px;
    line-height: 24px;
    font-weight: 500;
    padding: 0 30px;
    outline: none;
    cursor: pointer;
    color: #15808D;
}

.faq .faq-list2 {
    padding: 0 100px;
}

.faq .faq-list2 p {
    margin-bottom: 0;
    padding: 0;
}

.faq .faq-list2 ul {
    padding: 0;
    list-style: none;
}

.faq .faq-list2 li+li {
    margin-top: 0px;
}

.faq .faq-list2 li {
    padding: 5px;
    background: #fff;
    border-radius: 4px;
    position: relative;
}

.faq .faq-list2 a {
    color: #F37344;
    padding: 0px;
    display: contents;
}

.faq .faq-list h4 {
    font-size: 18px;
    color: #777777;
}

.faq .faq-list .icon-help {
    font-size: 22px;
    position: absolute;
    right: 10px;
    left: 20px;
    color: #15808D;
    line-height: 24px;
}

.faq .faq-list .icon-show,
.faq .faq-list .icon-close {
    font-size: 24px;
    position: absolute;
    right: 0;
    top: 0;
}

.faq .faq-list p {
    margin-bottom: 0;
    padding: 10px 10px 10px 20px;
}

.faq .faq-list .icon-show {
    display: none;
}

.faq .faq-list a.collapsed {
    color: #343a40;
}

.faq .faq-list a.collapsed:hover {
    color: #15808D;
}

.faq .faq-list a.collapsed .icon-show {
    display: inline-block;
}

.faq .faq-list a.collapsed .icon-close {
    display: none;
}

@media (max-width: 1200px) {
    .faq .faq-list {
        padding: 0;
    }
}